# Refunds
# Back modes
When the merchant wants to refund a customer, there are 2 situations:
- The merchant has already debited the virtual card:
- The merchant must then recredit the virtual card. About 2 days later, Pledg will be notified of this recredit and will refund the customer.
- The merchant has not debited the virtual card yet:
- If the merchant does nothing: Pledg will be notified about 10 days later that the virtual card has not been debited, and will refund the customer.
# Transfer mode
The merchant can issue a refund by API or via the merchant dashboard.
← Transfer mode Host →