# Payment solution
The payment solution developed by Pledg (opens new window) allows a merchant to propose different payment types to its customers.
# Payment types
Different payment types are available for the merchant.
|The payment is shared in several installments
|The payment is completed only after a certain delay
|The payment is shared between the customer and the specified co-buyers
|The payment is shared between a deposit and a balance
... and various possible adaptations such as Payment on the 5th of the following month etc...
# Integration modes
Depending on merchant's environment, various integration modes are available.
|A JS plug in embeded in the merchant payment page
|Redirect the user to the Pledg payment page
|A module that can be integrated on the main e-commerce platforms
|Direct purchase link generation (QR code, sms, email ...)
# Payment modes
Once the purchase is completed by the customer, the method used by Pledg to pay the merchant depends on the chosen payment mode.
# Back mode
This method generates an eCard (virtual card):
- it's a debit bank card provisioned with 100% of the amount of the purchase.
- it's sent to merchant's PSP (Payment Service Provider) through a server to server API call to be authorized/captured.
# Transfer mode
This method is passive:
- Pledg sends daily a bank wire transfer to the bank account of the merchant.
- Amount of the wire transfer is the sum of the successful orders of the day before, net of refunds.
If you need help, do not hesitate to contact our services using [email protected]