# Payment solution
The payment solution developed by Pledg (opens new window) allows a merchant to propose different payment types to its customers.
# Payment types
Different payment types are available for the merchant.
| Payment type | Description |
|---|---|
| Installment | The payment is shared in several installments |
| Deferred | The payment is completed only after a certain delay |
| Split | The payment is shared between the customer and the specified co-buyers |
| Down Payment | The payment is shared between a deposit and a balance |
# Integration modes
The solution can be integrated following different integration modes.
Once the solution is integrated, the merchant has just to call the Pledg solution with the settings of the purchase and the payment funnel is then displayed to the customer who can enter the details of his bank card.
| Type | Description |
|---|---|
| Javascript plugin | A JS plug in embeded in the merchant payment page |
| Redirection | Redirect the user to the Pledg payment page |
| CMS modules | A module that can be integrated on the main e-commerce platforms |
| Purchase links | Direct purchase link generation (QR code, sms, email ...) |
# Payment modes
Once the purchase is completed by the customer, the method used by Pledg to pay the merchant depends on the chosen payment mode.
Two modes are available: Back or Transfer.
Back mode method generates an eCard (virtual card):
- it's a debit bank card provisioned with 100% of the amount of the purchase.
- it's sent to merchant's PSP (Payment Service Provider) to be authorized/captured.
Transfer mode method is passive:
- Pledg sends daily a bank wire transfer to the bank of the merchant.
- Amount of the wire transfer is the sum of the successful orders of the day before.
# Contact
If you need help, do not hesitate to contact our services using [email protected]
Or if it's a technical support: [email protected]
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