# Payment solution
The payment solution developed by Pledg (opens new window) allows a merchant to propose different payment types to its customers.
# Payment types
Different payment types are available for the merchant.
|Installment||The payment is shared in several installments|
|Deferred||The payment is completed only after a certain delay|
|Split||The payment is shared between the customer and the specified co-buyers|
|Down Payment||The payment is shared between a deposit and a balance|
# Integration modes
The solution can be integrated following different integration modes.
Once the solution is integrated, the merchant has just to call the Pledg solution with the settings of the purchase and the payment funnel is then displayed to the customer who can enter the details of his bank card.
|Redirection||Redirect the user to the Pledg payment page|
|CMS modules||A module that can be integrated on the main e-commerce platforms|
|Purchase links||Direct purchase link generation (QR code, sms, email ...)|
# Payment modes
Once the purchase completed by the customer, the method used by Pledg to pay the merchant depends on the chosen payment mode.
The transfer method is passive: Pledg sends a bank transfer to the merchant.
The other modes generate an eCard, which has to be debited by the merchant, using a custom implementation or using one of the PSPs supported by Pledg.
|Back mode||The solution generates an eCard, i.e. a debit bank card provisioned with the amount of the purchase, with which the payment can be immediately completed|
|Transfer mode||A wire transfer is completed towards the bank of the merchant, with the amount of the purchase, and within the next 3 business days|
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