Summary

The differences between the different payment modes are summarized in the table below:

	Back mode	Transfer mode
Backend completing the payment to the merchant	Pledg	Pledg
Method used to pay the merchant	eCard	Wire transfer
Technical transaction used to proceed the payment to the merchant	Server to Server API Call to the PSP of the merchant	Wire transfer order from the Pledg account to the Merchant account
Delay of payment	Immediate	~ 1 to 3 days
Content of payment	Exact amount of each order	Sum of the successful orders of the day before, net of refunds.