Summary 
The differences between the different payment modes are summarized in the table below:
| Back mode | Transfer mode | |
|---|---|---|
| Backend completing the payment to the merchant | Pledg | Pledg | 
| Method used to pay the merchant | eCard | Wire transfer | 
| Technical transaction used to proceed the payment to the merchant | Server to Server API Call to the PSP of the merchant | Wire transfer order from the Pledg account to the Merchant account | 
| Delay of payment | Immediate | ~ 1 to 3 days | 
| Content of payment | Exact amount of each order | Sum of the successful orders of the day before, net of refunds. |