# Summary
The differences between the different payment modes are summarized in the table below:
Back mode | Transfer mode | |
---|---|---|
Backend completing the payment to the merchant | Pledg | Pledg |
Method used to pay the merchant | eCard | Wire transfer |
Technical transaction used to proceed the payment to the merchant | Server to Server API Call to the PSP of the merchant | Wire transfer order from the Pledg account to the Merchant account |
Delay of payment | Immediate | ~ 1 to 3 days |
Content of payment | Exact amount of each order | Sum of the successful orders of the day before, net of refunds. |